Most people were taught to compare homeowners insurance quotes “apples to apples”…
But what if the starting point is already wrong?
In this video, I walk through a common issue I see all the time—homes being insured for more than it actually costs to rebuild them. When that happens, everything tied to that number increases:
- Your premium
- Your deductible
- Your contents coverage
I’ll show you a simple example of how this plays out, and why it can cost you both every year and again when you have a claim. The goal isn’t just to compare quotes—it’s to make sure you’re starting with the right number first. If you’d like a second opinion on your current homeowners insurance, I’m happy to take a look.