The primary function of health insurance is to shield you from the high cost of medical care. It’s especially important these days when medical bills for treatment of a serious illness or injury could easily eat up your savings or push you into bankruptcy.
Aside from the financial burden, having health insurance is important for several reasons. Uninsured people receive less medical care, less timely care, they have worse health outcomes.
Better plans include preventive care which is important because it helps you stay healthy and access prompt treatment when necessary, and it can also help reduce your overall lifetime medical expenses. Stay healthier and get more effective treatment – Many types of screenings and tests can catch a disease before it starts.